What it is advisable learn about TuGo’s Sports activities & Actions Protection


A few of the greatest components of a trip are the memorable actions you select to participate in. Fortunate for you, TuGo’s Emergency Medical Insurance coverage covers many actions similar to snowboarding, parasailing, and even ziplining! However what when you’re on the lookout for extra of a daring journey, like backcountry snowboarding, BASE leaping, or grime biking? Excellent news, TuGo’s acquired the product for you!  

Increased adrenaline? Increased danger! Shield Your self with TuGo

TuGo’s elective Sports activities & Actions Protection protects travellers who’re able to take their travels to new heights. Merely add this protection to your Emergency Medical Insurance coverage so that you could be safely lined for a variety of actions. Beneath our Sports activities & Actions Protection, right here’s a listing of the sports activities & actions we cowl: 

Sport/Exercise*   Is it lined?  
Backcountry snowboarding/snowboarding   ✅  
BASE leaping   ✅  
Boxing   ✅  
Downhill freestyle snowboarding/Snowboarding in organized competitions   ✅  
Downhill mountain biking   ✅  
Grasp gliding/paragliding   ✅  
Excessive danger snowmobiling and motorized snow biking   ✅  
Excessive danger motorized pace actions, together with:  
– Motorized racing competitions, endurance occasions or timed actions,   
– Motocross, grime biking, and motorcycling (until car   is solely getting used for transportation functions)  
Ice climbing   ✅ 
Blended martial arts ✅ 
Mountaineering – 2 choices:  
– Mountaineering as much as 6,000 m elevation  
– Mountaineering over 6,000 m elevation  
– Consists of ski mountaineering (skimo) and mountaineering if the   
exercise is a part of mountaineering  
Organized crew sports activities together with**:   
– American and Canadian soccer    
– Ice hockey    
– Rugby  
Parachuting/skydiving/tandem skydiving  
Rock climbing (consists of canyoneering, however doesn’t embody indoor/out of doors synthetic mountaineering)  
Scuba diving or free diving over 40 metres  
White water sports activities – Class VI  
Wingsuit flying  
*Coaches, referees, and sports activities officers don’t have to buy the elective Sports activities & Actions Protection for these sports activities to be lined.  
**Relevant to travellers 21 years and older (on the time of utility).  

Climbing above 6,000 m: TuGo’s Sports activities & Actions protection saves climber $64,000 

Ronald, a 44-year-old skilled climber, launched into his last try to overcome his life-long dream of summiting Mount Everest. Nonetheless, throughout his ascent, he slipped within the snow and twisted his knee. In excessive ache and unable to proceed, Ronald made the troublesome resolution to finish his summit pursuit and name for a helicopter rescue to take him to a hospital in Kathmandu. On the hospital, docs recognized him with an ACL knee harm and beneficial additional remedy and surgical procedure again house. 

Happily, Ronald’s resolution so as to add Sports activities and Actions Protection for mountaineering over a 6,000-metre elevation and Journey Interruption Solely Insurance coverage to his Emergency Medical Insurance coverage plan paid off. He was lined for the helicopter air ambulance rescue and his emergency medical evacuation from Kathmandu again to Canada for additional remedy/surgical procedure. Because of this protection, Ronald acquired the required care, saving over $64,000 in medical and journey bills. 

Climbing as much as 6,000 m: Climber avoids $24,000 out-of-pocket after a mountaineering accident

26-year-old Chris, a mountain climber, determined to go on a 3-day mountaineering expedition at Mount Baker in Washington, together with restricted mountaineering. Sadly, on the second day, whereas climbing, he encountered a major fall, leading to a head harm that led to a brief lack of consciousness.   

Because of the severity of his accidents, Chris needed to be instantly airlifted to a hospital in Seattle. Regardless of sustaining a light concussion and numerous abrasions, he was lucky sufficient to be discharged on the identical day. However, his physician strongly suggested him to cancel any additional climbing plans because of the dangers related along with his concussion. 

Fortunately, Chris made a behavior of including Sports activities & Actions Protection for mountaineering as much as a 6,000-metre elevation to his Emergency Medical Plan earlier than his climbing journeys. And, since mountaineering and mountaineering have been part of the identical expedition, he solely wanted so as to add mountaineering when buying protection.  

Chris’s resolution to buy Sports activities & Actions protection proved invaluable, shielding him from paying over $24,000 in medical bills. 

Are there sports activities & actions that aren’t lined?

Any sports activities & actions not listed above are lined below your TuGo Emergency Medical Plan, apart from the next: 

Sport/Exercise   Is it lined? 
Barrel racing   ❌  
Bronc using   ❌  
Bull using   ❌  
Chariot racing   ❌  
Chuck wagon racing   ❌  
Harness racing   ❌  
Rodeo bareback using   ❌  
Rodeo clowning   ❌  
Rodeo crew roping   ❌  
Steer wrestling/chute dogging   ❌  
Trick using   ❌  

Don’t duck below ropes!

In case you take part, prepare or observe within the following actions in any areas which were closed off to public entry and/or can sometimes solely be accessed by crossing a fenced, gated or roped-off space that has been marked as off limits in accordance with suggestions of security authorities within the space, you received’t be lined: 

  • Backcountry snowboarding/snowboarding  
  • Downhill freestyle snowboarding/snowboarding in organized competitions  
  • Excessive danger snowmobiling and motorized snow biking  
  • Mountaineering  
  • Mountaineering over 6,000 m elevation   
  • Mountaineering as much as 6,000 m elevation   
  • Mountaineering  

As at all times, be sure to perceive your journey insurance coverage coverage so you already know what you’re lined for. Keep protected in your travels, and at all times keep in mind to have enjoyable, irrespective of the place your adventures take you! 

Joyful adventuring,


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